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Howard County Education
Ellicott City, MD · NCUA Charter #8642 · Federal charter · Chartered 1953
Total assets
$24.99M
Shares & deposits
$22.11M
Total loans
$15.36M
Members
4,062
Net worth
$2.78M
Branches
1
Rank: #2,965 of 4,299 U.S. credit unions by assets · #47 of 60 in Maryland. Assets changed -0.8% and membership 2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.14% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.17% |
| Loans to shares & deposits | 69.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.22M | $24.85M | $0 | $2.34M |
| Jun 2023 | $25.76M | $23.33M | $0 | $2.44M |
| Jun 2024 | $25.54M | $23.01M | $0 | $2.50M |
| Jun 2025 | $25.18M | $22.48M | $0 | $2.64M |
| Jun 2026 | $24.99M | $22.11M | $0 | $2.78M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 1 |
Similar-sized credit unions
Northwest Consumers ($25.05M) · First Point ($24.97M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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