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Jolt
SAGINAW, MI · NCUA Charter #68703 · State charter, federally insured · Chartered 1956
Total assets
$483.79M
Shares & deposits
$415.32M
Total loans
$254.63M
Members
27,324
Net worth
$49.72M
Branches
5
Rank: #776 of 4,299 U.S. credit unions by assets · #47 of 169 in Michigan. Assets changed 2.6% and membership -0.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.28% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.20% |
| Loans to shares & deposits | 61.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $457.71M | $418.09M | $0 | $44.86M |
| Jun 2023 | $454.41M | $391.81M | $0 | $46.38M |
| Jun 2024 | $464.76M | $403.81M | $0 | $43.66M |
| Jun 2025 | $471.72M | $398.40M | $0 | $46.97M |
| Jun 2026 | $483.79M | $415.32M | $0 | $49.72M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 5 |
Similar-sized credit unions
First Harvest ($484.46M) · Healthcare Associates ($481.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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