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Journey
Saint Johns, MI · NCUA Charter #20943 · Federal charter · Chartered 1972
Total assets
$186.52M
Shares & deposits
$165.91M
Total loans
$105.79M
Members
17,304
Net worth
$19.03M
Branches
4
Rank: #1,334 of 4,299 U.S. credit unions by assets · #85 of 169 in Michigan. Assets changed 2.0% and membership 1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.20% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 63.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $186.97M | $172.21M | $0 | $14.67M |
| Jun 2023 | $178.07M | $162.63M | $0 | $15.10M |
| Jun 2024 | $176.22M | $158.35M | $0 | $16.20M |
| Jun 2025 | $182.91M | $163.52M | $0 | $17.94M |
| Jun 2026 | $186.52M | $165.91M | $0 | $19.03M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 4 |
Similar-sized credit unions
Lincoln County ($186.57M) · Sebasticook Valley ($186.24M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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