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Kemba
West Chester, OH · NCUA Charter #61810 · State charter, federally insured · Chartered 1934
Total assets
$1.74B
Shares & deposits
$1.51B
Total loans
$1.43B
Members
130,948
Net worth
$203.20M
Branches
15
Rank: #291 of 4,299 U.S. credit unions by assets · #6 of 192 in Ohio. Assets changed 0.7% and membership 1.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.68% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.73% |
| Loans to shares & deposits | 94.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.45B | $1.25B | $0 | $162.35M |
| Jun 2023 | $1.61B | $1.28B | $0 | $175.92M |
| Jun 2024 | $1.71B | $1.35B | $0 | $185.69M |
| Jun 2025 | $1.73B | $1.48B | $0 | $193.59M |
| Jun 2026 | $1.74B | $1.51B | $0 | $203.20M |
Branch footprint
| State | Branches |
|---|---|
| Ohio | 11 |
| Indiana | 3 |
| Kentucky | 1 |
Similar-sized credit unions
Frontwave ($1.74B) · Charter Oak ($1.72B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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