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L & N
Louisville, KY · NCUA Charter #9260 · Federal charter · Chartered 1954
Total assets
$2.65B
Shares & deposits
$2.26B
Total loans
$2.07B
Members
122,957
Net worth
$279.44M
Branches
28
Rank: #198 of 4,299 U.S. credit unions by assets · #3 of 51 in Kentucky. Assets changed 10.0% and membership 3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.14% |
| Loans to shares & deposits | 91.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.93B | $1.67B | $0 | $200.55M |
| Jun 2023 | $2.04B | $1.75B | $0 | $221.21M |
| Jun 2024 | $2.18B | $1.85B | $0 | $232.13M |
| Jun 2025 | $2.41B | $2.05B | $0 | $251.44M |
| Jun 2026 | $2.65B | $2.26B | $0 | $279.44M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 25 |
| Indiana | 3 |
Similar-sized credit unions
Hawaiiusa ($2.67B) · Altura ($2.65B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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