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Lake Trust
Brighton, MI · NCUA Charter #62047 · State charter, federally insured · Chartered 1944
Total assets
$2.88B
Shares & deposits
$2.55B
Total loans
$2.20B
Members
175,187
Net worth
$312.58M
Branches
24
Rank: #176 of 4,299 U.S. credit unions by assets · #9 of 169 in Michigan. Assets changed 6.1% and membership -0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.84% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.72% |
| Loans to shares & deposits | 86.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.57B | $2.33B | $0 | $237.12M |
| Jun 2023 | $2.59B | $2.30B | $0 | $275.00M |
| Jun 2024 | $2.66B | $2.32B | $0 | $283.08M |
| Jun 2025 | $2.72B | $2.40B | $0 | $294.89M |
| Jun 2026 | $2.88B | $2.55B | $0 | $312.58M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 24 |
Similar-sized credit unions
Consumers ($2.89B) · Credit Union 1 ($2.87B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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