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Lifetime
Richardson, TX · NCUA Charter #6012 · Federal charter · Chartered 1949
Total assets
$55.17M
Shares & deposits
$44.97M
Total loans
$25.90M
Members
4,146
Net worth
$10.18M
Branches
2
Rank: #2,319 of 4,299 U.S. credit unions by assets · #183 of 380 in Texas. Assets changed -2.1% and membership -4.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.45% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.20% |
| Loans to shares & deposits | 57.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.18M | $43.69M | $0 | $10.27M |
| Jun 2023 | $56.24M | $45.38M | $0 | $10.57M |
| Jun 2024 | $56.99M | $46.55M | $0 | $10.30M |
| Jun 2025 | $56.38M | $45.75M | $0 | $10.22M |
| Jun 2026 | $55.17M | $44.97M | $0 | $10.18M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
| Oklahoma | 1 |
Similar-sized credit unions
Fedtrust ($55.26M) · Empower Blue ($55.08M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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