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Credit Unions · Texas

Light Commerce

HOUSTON, TX · NCUA Charter #68529 · State charter, federally insured · Chartered 2004

Total assets
$5.02M
Shares & deposits
$3.57M
Total loans
$2.22M
Members
805
Net worth
$1.35M
Branches
3
Rank: #3,837 of 4,299 U.S. credit unions by assets · #341 of 380 in Texas. Assets changed -14.6% and membership -6.2% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)26.81%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.39%
Loans to shares & deposits62.1%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$4.60M$3.77M$0$824.90K
Jun 2023$4.50M$3.51M$0$907.81K
Jun 2024$4.45M$3.42M$0$1.03M
Jun 2025$5.88M$4.38M$0$1.19M
Jun 2026$5.02M$3.57M$0$1.35M

Branch footprint

StateBranches
Texas2
Tennessee1

Similar-sized credit unions

First Care ($5.02M) · I.B.E.W. Local #146 ($5.02M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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