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White Oak, TX · NCUA Charter #1130 · Federal charter · Chartered 1936
Total assets
$2.97M
Shares & deposits
$2.17M
Total loans
$2.73M
Members
495
Net worth
$793.12K
Branches
3
Rank: #3,991 of 4,299 U.S. credit unions by assets · #358 of 380 in Texas. Assets changed -11.4% and membership -4.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 26.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.01% |
| Loans to shares & deposits | 125.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.83M | $3.11M | $0 | $772.60K |
| Jun 2023 | $3.63M | $2.83M | $0 | $785.29K |
| Jun 2024 | $3.45M | $2.64M | $0 | $791.21K |
| Jun 2025 | $3.35M | $2.54M | $0 | $792.41K |
| Jun 2026 | $2.97M | $2.17M | $0 | $793.12K |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Southeast Louisiana Veterans Health ($2.99M) · United Neighborhood ($2.95M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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