Advertisement
Luso-American
Peabody, MA · NCUA Charter #67890 · State charter, federally insured · Chartered 1960
Total assets
$123.02M
Shares & deposits
$102.44M
Total loans
$73.49M
Members
9,368
Net worth
$19.94M
Branches
4
Rank: #1,667 of 4,299 U.S. credit unions by assets · #54 of 121 in Massachusetts. Assets changed -1.8% and membership 2.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 16.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.05% |
| Loans to shares & deposits | 71.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $132.21M | $116.12M | $0 | $15.41M |
| Jun 2023 | $121.67M | $104.36M | $0 | $16.68M |
| Jun 2024 | $122.22M | $103.42M | $0 | $18.16M |
| Jun 2025 | $125.29M | $105.39M | $0 | $19.22M |
| Jun 2026 | $123.02M | $102.44M | $0 | $19.94M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 3 |
| Texas | 1 |
Similar-sized credit unions
Metro ($123.04M) · Advance Financial ($122.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement