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M. C. T.
AMSTERDAM, NY · NCUA Charter #13766 · Federal charter · Chartered 1960
Total assets
$73.31M
Shares & deposits
$61.84M
Total loans
$7.45M
Members
2,656
Net worth
$10.58M
Branches
1
Rank: #2,093 of 4,299 U.S. credit unions by assets · #108 of 268 in New York. Assets changed 5.3% and membership -4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.43% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.25% |
| Loans to shares & deposits | 12.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $70.43M | $63.89M | $0 | $6.44M |
| Jun 2023 | $69.57M | $62.09M | $0 | $7.38M |
| Jun 2024 | $67.47M | $58.81M | $0 | $8.52M |
| Jun 2025 | $69.61M | $59.73M | $0 | $9.83M |
| Jun 2026 | $73.31M | $61.84M | $0 | $10.58M |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Lennox Employees ($73.37M) · Polam ($73.16M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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