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Members Cooperative
DULUTH, MN · NCUA Charter #60216 · State charter, federally insured · Chartered 1936
Total assets
$1.16B
Shares & deposits
$968.65M
Total loans
$947.69M
Members
60,378
Net worth
$125.65M
Branches
12
Rank: #422 of 4,299 U.S. credit unions by assets · #7 of 80 in Minnesota. Assets changed 0.8% and membership 4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.80% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.92% |
| Loans to shares & deposits | 97.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.09B | $946.43M | $0 | $108.11M |
| Jun 2023 | $1.19B | $967.35M | $0 | $108.48M |
| Jun 2024 | $1.14B | $936.88M | $0 | $110.09M |
| Jun 2025 | $1.15B | $938.25M | $0 | $115.24M |
| Jun 2026 | $1.16B | $968.65M | $0 | $125.65M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 12 |
Similar-sized credit unions
Vantage ($1.16B) · Safe 1 ($1.16B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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