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Merho
JOHNSTOWN, PA · NCUA Charter #20921 · Federal charter · Chartered 1972
Total assets
$60.84M
Shares & deposits
$54.52M
Total loans
$15.55M
Members
4,499
Net worth
$6.90M
Branches
2
Rank: #2,241 of 4,299 U.S. credit unions by assets · #111 of 269 in Pennsylvania. Assets changed 1.0% and membership -7.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.34% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.32% |
| Loans to shares & deposits | 28.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $58.32M | $52.26M | $0 | $5.94M |
| Jun 2023 | $59.34M | $52.34M | $0 | $6.02M |
| Jun 2024 | $56.21M | $51.29M | $0 | $6.09M |
| Jun 2025 | $60.22M | $54.56M | $0 | $6.25M |
| Jun 2026 | $60.84M | $54.52M | $0 | $6.90M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 2 |
Similar-sized credit unions
First Pioneers ($60.86M) · Loco ($60.78M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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