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Metro
Chelsea, MA · NCUA Charter #66364 · State charter, federally insured · Chartered 1926
Total assets
$3.30B
Shares & deposits
$2.76B
Total loans
$2.75B
Members
218,846
Net worth
$303.35M
Branches
18
Rank: #152 of 4,299 U.S. credit unions by assets · #2 of 121 in Massachusetts. Assets changed 0.9% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.18% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.52% |
| Loans to shares & deposits | 99.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.94B | $2.19B | $0 | $232.32M |
| Jun 2023 | $3.23B | $2.60B | $0 | $260.00M |
| Jun 2024 | $3.47B | $2.75B | $0 | $283.52M |
| Jun 2025 | $3.27B | $2.64B | $0 | $293.27M |
| Jun 2026 | $3.30B | $2.76B | $0 | $303.35M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 18 |
Similar-sized credit unions
Premier America ($3.32B) · Rivermark Community ($3.26B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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