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Michigan Coastal
Muskegon, MI · NCUA Charter #61631 · State charter, federally insured · Chartered 1958
Total assets
$25.74M
Shares & deposits
$23.39M
Total loans
$21.01M
Members
2,426
Net worth
$2.23M
Branches
2
Rank: #2,943 of 4,299 U.S. credit unions by assets · #154 of 169 in Michigan. Assets changed -5.8% and membership -3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.66% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.01% |
| Loans to shares & deposits | 89.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.01M | $21.66M | $0 | $2.18M |
| Jun 2023 | $27.51M | $24.75M | $0 | $2.28M |
| Jun 2024 | $28.07M | $25.63M | $0 | $2.23M |
| Jun 2025 | $27.33M | $24.96M | $0 | $2.17M |
| Jun 2026 | $25.74M | $23.39M | $0 | $2.23M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
Westside Community ($25.75M) · Suwannee River ($25.71M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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