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Michigan Educational
Plymouth, MI · NCUA Charter #60931 · State charter, federally insured · Chartered 1942
Total assets
$1.11B
Shares & deposits
$986.96M
Total loans
$482.26M
Members
46,838
Net worth
$130.08M
Branches
7
Rank: #442 of 4,299 U.S. credit unions by assets · #25 of 169 in Michigan. Assets changed 3.3% and membership -1.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.18% |
| Loans to shares & deposits | 48.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.07B | $987.44M | $0 | $113.71M |
| Jun 2023 | $1.02B | $943.08M | $0 | $117.80M |
| Jun 2024 | $1.02B | $921.66M | $0 | $121.06M |
| Jun 2025 | $1.08B | $959.58M | $0 | $124.73M |
| Jun 2026 | $1.11B | $986.96M | $0 | $130.08M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 7 |
Similar-sized credit unions
Fivepoint ($1.12B) · Valley First ($1.11B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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