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Michigan Schools And Government
Clinton Townshi, MI · NCUA Charter #62049 · State charter, federally insured · Chartered 1954
Total assets
$4.41B
Shares & deposits
$3.69B
Total loans
$3.80B
Members
163,462
Net worth
$556.91M
Branches
24
Rank: #110 of 4,299 U.S. credit unions by assets · #6 of 169 in Michigan. Assets changed 7.7% and membership 3.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.25% |
| Loans to shares & deposits | 103.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.22B | $2.77B | $0 | $374.21M |
| Jun 2023 | $3.43B | $2.81B | $0 | $414.32M |
| Jun 2024 | $3.75B | $3.09B | $0 | $447.58M |
| Jun 2025 | $4.10B | $3.45B | $0 | $497.14M |
| Jun 2026 | $4.41B | $3.69B | $0 | $556.91M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 24 |
Similar-sized credit unions
Safe ($4.42B) · Affinity ($4.35B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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