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Michigan State University
East Lansing, MI · NCUA Charter #23279 · Federal charter · Chartered 1979
Total assets
$8.87B
Shares & deposits
$7.28B
Total loans
$6.92B
Members
405,979
Net worth
$794.65M
Branches
38
Rank: #42 of 4,299 U.S. credit unions by assets · #2 of 169 in Michigan. Assets changed 7.6% and membership 6.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.96% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.86% |
| Loans to shares & deposits | 95.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.81B | $5.79B | $0 | $680.19M |
| Jun 2023 | $7.71B | $6.34B | $0 | $703.26M |
| Jun 2024 | $7.86B | $6.28B | $0 | $700.19M |
| Jun 2025 | $8.24B | $6.77B | $0 | $687.53M |
| Jun 2026 | $8.87B | $7.28B | $0 | $794.65M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 27 |
| Illinois | 11 |
Similar-sized credit unions
Communityamerica ($9.02B) · Members 1St ($8.66B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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