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Credit Unions · Georgia

Midsouth Community

Macon, GA · NCUA Charter #1410 · Federal charter · Chartered 1936

Total assets
$484.54M
Shares & deposits
$415.06M
Total loans
$326.50M
Members
44,103
Net worth
$69.32M
Branches
10
Rank: #774 of 4,299 U.S. credit unions by assets · #13 of 71 in Georgia. Assets changed 2.3% and membership 1.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)14.30%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.62%
Loans to shares & deposits78.7%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$423.38M$377.04M$0$49.31M
Jun 2023$428.58M$380.65M$0$54.52M
Jun 2024$455.03M$397.96M$0$59.89M
Jun 2025$473.54M$411.00M$0$65.24M
Jun 2026$484.54M$415.06M$0$69.32M

Branch footprint

StateBranches
Georgia10

Similar-sized credit unions

Loc ($485.03M) · First Harvest ($484.46M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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