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Midsouth Community
Macon, GA · NCUA Charter #1410 · Federal charter · Chartered 1936
Total assets
$484.54M
Shares & deposits
$415.06M
Total loans
$326.50M
Members
44,103
Net worth
$69.32M
Branches
10
Rank: #774 of 4,299 U.S. credit unions by assets · #13 of 71 in Georgia. Assets changed 2.3% and membership 1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.30% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.62% |
| Loans to shares & deposits | 78.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $423.38M | $377.04M | $0 | $49.31M |
| Jun 2023 | $428.58M | $380.65M | $0 | $54.52M |
| Jun 2024 | $455.03M | $397.96M | $0 | $59.89M |
| Jun 2025 | $473.54M | $411.00M | $0 | $65.24M |
| Jun 2026 | $484.54M | $415.06M | $0 | $69.32M |
Branch footprint
| State | Branches |
|---|---|
| Georgia | 10 |
Similar-sized credit unions
Loc ($485.03M) · First Harvest ($484.46M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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