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Credit Unions · North Carolina
Mountain
Waynesville, NC · NCUA Charter #68531 · State charter, federally insured · Chartered 1963
Total assets
$372.43M
Shares & deposits
$327.23M
Total loans
$214.00M
Members
31,379
Net worth
$41.77M
Branches
7
Rank: #917 of 4,299 U.S. credit unions by assets · #16 of 57 in North Carolina. Assets changed 2.8% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.22% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 65.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $331.43M | $302.51M | $0 | $28.16M |
| Jun 2023 | $338.84M | $304.90M | $0 | $33.66M |
| Jun 2024 | $345.00M | $305.52M | $0 | $37.11M |
| Jun 2025 | $362.35M | $320.95M | $0 | $39.63M |
| Jun 2026 | $372.43M | $327.23M | $0 | $41.77M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 7 |
Similar-sized credit unions
Allegiance ($372.47M) · Marshall Community ($371.77M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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