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Mountain America
SANDY, UT · NCUA Charter #24692 · Federal charter · Chartered 1936
Total assets
$22.85B
Shares & deposits
$20.30B
Total loans
$18.76B
Members
1,458,467
Net worth
$2.18B
Branches
108
Rank: #8 of 4,299 U.S. credit unions by assets · #2 of 51 in Utah. Assets changed 6.1% and membership 7.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.81% |
| Loans to shares & deposits | 92.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $14.72B | $12.96B | $0 | $1.42B |
| Jun 2023 | $17.31B | $15.12B | $0 | $1.64B |
| Jun 2024 | $19.59B | $17.18B | $0 | $1.80B |
| Jun 2025 | $21.54B | $19.16B | $0 | $1.98B |
| Jun 2026 | $22.85B | $20.30B | $0 | $2.18B |
Branch footprint
| State | Branches |
|---|---|
| Utah | 77 |
| Arizona | 12 |
| Idaho | 12 |
| Nevada | 5 |
| Montana | 2 |
Similar-sized credit unions
America First ($25.99B) · The Golden 1 ($22.15B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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