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Naft
Pharr, TX · NCUA Charter #10994 · Federal charter · Chartered 1956
Total assets
$162.31M
Shares & deposits
$135.70M
Total loans
$69.67M
Members
12,091
Net worth
$26.68M
Branches
3
Rank: #1,447 of 4,299 U.S. credit unions by assets · #116 of 380 in Texas. Assets changed 9.7% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 51.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $128.42M | $109.88M | $0 | $17.35M |
| Jun 2023 | $125.10M | $106.41M | $0 | $19.03M |
| Jun 2024 | $133.69M | $116.33M | $0 | $21.19M |
| Jun 2025 | $148.00M | $124.26M | $0 | $23.81M |
| Jun 2026 | $162.31M | $135.70M | $0 | $26.68M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Kings ($162.49M) · Priorityone Credit Union Of Florida ($162.16M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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