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Smithfield, RI · NCUA Charter #62882 · State charter, federally insured · Chartered 1915
Total assets
$4.28B
Shares & deposits
$3.60B
Total loans
$3.75B
Members
170,520
Net worth
$423.53M
Branches
27
Rank: #117 of 4,299 U.S. credit unions by assets · #1 of 14 in Rhode Island. Assets changed 7.5% and membership 3.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.89% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 104.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.32B | $2.91B | $0 | $326.24M |
| Jun 2023 | $3.61B | $3.09B | $0 | $354.61M |
| Jun 2024 | $3.80B | $3.33B | $0 | $374.22M |
| Jun 2025 | $3.98B | $3.46B | $0 | $394.64M |
| Jun 2026 | $4.28B | $3.60B | $0 | $423.53M |
Branch footprint
| State | Branches |
|---|---|
| Rhode Island | 27 |
Similar-sized credit unions
Numerica ($4.32B) · University ($4.27B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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