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Niagara'S Choice
Niagara Falls, NY · NCUA Charter #8693 · Federal charter · Chartered 1953
Total assets
$265.44M
Shares & deposits
$239.12M
Total loans
$153.90M
Members
21,803
Net worth
$28.91M
Branches
5
Rank: #1,113 of 4,299 U.S. credit unions by assets · #52 of 268 in New York. Assets changed 2.5% and membership -1.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.89% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.69% |
| Loans to shares & deposits | 64.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $262.43M | $242.10M | $0 | $24.26M |
| Jun 2023 | $264.59M | $250.50M | $0 | $24.78M |
| Jun 2024 | $258.54M | $240.04M | $0 | $25.45M |
| Jun 2025 | $258.85M | $234.42M | $0 | $27.52M |
| Jun 2026 | $265.44M | $239.12M | $0 | $28.91M |
Branch footprint
| State | Branches |
|---|---|
| New York | 5 |
Similar-sized credit unions
Spc ($265.78M) · Illiana Financial ($264.24M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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