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North Iowa Community
MASON CITY, IA · NCUA Charter #64191 · State charter, federally insured · Chartered 1956
Total assets
$127.82M
Shares & deposits
$113.41M
Total loans
$112.40M
Members
11,338
Net worth
$12.47M
Branches
4
Rank: #1,631 of 4,299 U.S. credit unions by assets · #25 of 66 in Iowa. Assets changed 4.8% and membership -0.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.75% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.81% |
| Loans to shares & deposits | 99.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $87.44M | $78.46M | $0 | $7.88M |
| Jun 2023 | $106.81M | $96.93M | $0 | $8.66M |
| Jun 2024 | $117.87M | $106.25M | $0 | $9.70M |
| Jun 2025 | $121.93M | $109.64M | $0 | $11.07M |
| Jun 2026 | $127.82M | $113.41M | $0 | $12.47M |
Branch footprint
| State | Branches |
|---|---|
| Iowa | 2 |
| California | 2 |
Similar-sized credit unions
United Community ($127.91M) · Brainerd B. N. ($127.79M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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