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Northern Communities
DULUTH, MN · NCUA Charter #64655 · State charter, federally insured · Chartered 1928
Total assets
$124.34M
Shares & deposits
$108.94M
Total loans
$101.31M
Members
6,897
Net worth
$13.41M
Branches
2
Rank: #1,658 of 4,299 U.S. credit unions by assets · #39 of 80 in Minnesota. Assets changed 6.3% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.79% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.69% |
| Loans to shares & deposits | 93.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $104.14M | $93.27M | $0 | $9.74M |
| Jun 2023 | $102.63M | $89.53M | $0 | $10.80M |
| Jun 2024 | $104.11M | $90.84M | $0 | $11.82M |
| Jun 2025 | $116.92M | $102.20M | $0 | $12.80M |
| Jun 2026 | $124.34M | $108.94M | $0 | $13.41M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 2 |
Similar-sized credit unions
Bp ($124.37M) · Telco Plus ($124.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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