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Northern Lights
Saint Johnsbury, VT · NCUA Charter #24878 · Federal charter · Chartered 1951
Total assets
$42.83M
Shares & deposits
$36.21M
Total loans
$29.21M
Members
4,067
Net worth
$6.14M
Branches
4
Rank: #2,541 of 4,299 U.S. credit unions by assets · #8 of 12 in Vermont. Assets changed 41.0% and membership 15.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.34% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 80.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $30.06M | $26.56M | $0 | $3.42M |
| Jun 2023 | $28.88M | $25.17M | $0 | $3.64M |
| Jun 2024 | $29.39M | $25.33M | $0 | $3.91M |
| Jun 2025 | $30.37M | $25.73M | $0 | $4.53M |
| Jun 2026 | $42.83M | $36.21M | $0 | $6.14M |
Branch footprint
| State | Branches |
|---|---|
| New Hampshire | 3 |
| Vermont | 1 |
Similar-sized credit unions
H E A ($42.91M) · Travis County ($42.67M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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