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Northern Lights Community
Chatham, MI · NCUA Charter #5272 · Federal charter · Chartered 1945
Total assets
$12.90M
Shares & deposits
$11.55M
Total loans
$3.38M
Members
1,286
Net worth
$1.26M
Branches
1
Rank: #3,382 of 4,299 U.S. credit unions by assets · #163 of 169 in Michigan. Assets changed 3.9% and membership 6.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.75% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.04% |
| Loans to shares & deposits | 29.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.25M | $10.39M | $0 | $826.47K |
| Jun 2023 | $11.81M | $10.95M | $0 | $833.23K |
| Jun 2024 | $11.46M | $10.51M | $0 | $859.00K |
| Jun 2025 | $12.41M | $11.26M | $0 | $1.06M |
| Jun 2026 | $12.90M | $11.55M | $0 | $1.26M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 1 |
Similar-sized credit unions
Bluegrass Community ($12.93M) · Transfiguration Parish ($12.89M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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