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Northland Area
Alpena, MI · NCUA Charter #11979 · Federal charter · Chartered 1957
Total assets
$714.41M
Shares & deposits
$648.86M
Total loans
$475.37M
Members
48,241
Net worth
$73.81M
Branches
17
Rank: #620 of 4,299 U.S. credit unions by assets · #37 of 169 in Michigan. Assets changed 3.1% and membership 4.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.33% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.53% |
| Loans to shares & deposits | 73.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $637.88M | $566.79M | $0 | $57.96M |
| Jun 2023 | $690.63M | $616.25M | $0 | $61.92M |
| Jun 2024 | $671.82M | $589.65M | $0 | $65.22M |
| Jun 2025 | $692.84M | $617.11M | $0 | $69.55M |
| Jun 2026 | $714.41M | $648.86M | $0 | $73.81M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 17 |
Similar-sized credit unions
Greater Iowa ($715.10M) · First Choice America Community ($713.88M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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