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Northwoods
Cloquet, MN · NCUA Charter #62847 · State charter, federally insured · Chartered 1936
Total assets
$175.16M
Shares & deposits
$154.74M
Total loans
$131.80M
Members
11,740
Net worth
$17.40M
Branches
5
Rank: #1,387 of 4,299 U.S. credit unions by assets · #32 of 80 in Minnesota. Assets changed -0.6% and membership -2.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.30% |
| Loans to shares & deposits | 85.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $161.63M | $147.90M | $0 | $13.32M |
| Jun 2023 | $169.12M | $155.14M | $0 | $13.36M |
| Jun 2024 | $175.94M | $159.86M | $0 | $13.60M |
| Jun 2025 | $176.29M | $159.35M | $0 | $15.47M |
| Jun 2026 | $175.16M | $154.74M | $0 | $17.40M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 5 |
Similar-sized credit unions
Libertyone ($175.55M) · California Lithuanian ($175.13M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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