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Ocean Financial
Oceanside, NY · NCUA Charter #19269 · Federal charter · Chartered 1969
Total assets
$403.29M
Shares & deposits
$377.67M
Total loans
$290.56M
Members
14,110
Net worth
$32.97M
Branches
5
Rank: #873 of 4,299 U.S. credit unions by assets · #41 of 268 in New York. Assets changed 5.2% and membership -1.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.17% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.98% |
| Loans to shares & deposits | 76.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.16M | $363.93M | $0 | $32.43M |
| Jun 2023 | $362.17M | $337.53M | $0 | $33.77M |
| Jun 2024 | $362.61M | $342.79M | $0 | $33.26M |
| Jun 2025 | $383.36M | $361.14M | $0 | $32.53M |
| Jun 2026 | $403.29M | $377.67M | $0 | $32.97M |
Branch footprint
| State | Branches |
|---|---|
| New York | 5 |
Similar-sized credit unions
Popa ($404.54M) · Partnership Financial ($402.90M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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