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Ocean State
COVENTRY, RI · NCUA Charter #66595 · State charter, federally insured · Chartered 1950
Total assets
$350.72M
Shares & deposits
$283.85M
Total loans
$275.13M
Members
22,401
Net worth
$39.89M
Branches
7
Rank: #957 of 4,299 U.S. credit unions by assets · #7 of 14 in Rhode Island. Assets changed 3.4% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.37% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.41% |
| Loans to shares & deposits | 96.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $338.67M | $288.16M | $0 | $35.85M |
| Jun 2023 | $340.77M | $273.25M | $0 | $37.41M |
| Jun 2024 | $344.65M | $267.21M | $0 | $38.34M |
| Jun 2025 | $339.29M | $269.71M | $0 | $39.48M |
| Jun 2026 | $350.72M | $283.85M | $0 | $39.89M |
Branch footprint
| State | Branches |
|---|---|
| Rhode Island | 7 |
Similar-sized credit unions
Solidarity Community ($351.10M) · Agriculture ($350.69M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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