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One South
NATCHEZ, MS · NCUA Charter #8840 · Federal charter · Chartered 1953
Total assets
$16.69M
Shares & deposits
$13.90M
Total loans
$7.48M
Members
2,748
Net worth
$3.53M
Branches
2
Rank: #3,225 of 4,299 U.S. credit unions by assets · #27 of 55 in Mississippi. Assets changed -4.5% and membership -2.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 21.16% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.92% |
| Loans to shares & deposits | 53.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.98M | $18.72M | $0 | $2.87M |
| Jun 2023 | $20.32M | $17.96M | $0 | $2.95M |
| Jun 2024 | $17.73M | $15.28M | $0 | $3.12M |
| Jun 2025 | $17.47M | $14.72M | $0 | $3.47M |
| Jun 2026 | $16.69M | $13.90M | $0 | $3.53M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 1 |
| Texas | 1 |
Similar-sized credit unions
Mobile Postal ($16.69M) · Ambraw ($16.68M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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