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Oswego County
OSWEGO, NY · NCUA Charter #21927 · Federal charter · Chartered 1975
Total assets
$152.53M
Shares & deposits
$132.67M
Total loans
$104.35M
Members
14,688
Net worth
$18.40M
Branches
5
Rank: #1,488 of 4,299 U.S. credit unions by assets · #71 of 268 in New York. Assets changed 5.8% and membership 9.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.76% |
| Loans to shares & deposits | 78.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $132.96M | $119.84M | $0 | $10.99M |
| Jun 2023 | $128.90M | $114.30M | $0 | $13.31M |
| Jun 2024 | $136.54M | $119.53M | $0 | $15.18M |
| Jun 2025 | $144.14M | $126.56M | $0 | $16.48M |
| Jun 2026 | $152.53M | $132.67M | $0 | $18.40M |
Branch footprint
| State | Branches |
|---|---|
| New York | 5 |
Similar-sized credit unions
San Diego Firefighters ($152.58M) · Horizon ($152.42M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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