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Credit Unions · Maine

Otis

Jay, ME · NCUA Charter #9349 · Federal charter · Chartered 1954

Total assets
$300.28M
Shares & deposits
$250.07M
Total loans
$137.14M
Members
12,571
Net worth
$48.42M
Branches
1
Rank: #1,049 of 4,299 U.S. credit unions by assets · #16 of 48 in Maine. Assets changed 7.4% and membership 3.5% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)16.12%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.92%
Loans to shares & deposits54.8%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$233.66M$199.67M$0$33.57M
Jun 2023$246.61M$209.36M$0$36.54M
Jun 2024$254.72M$213.08M$0$40.13M
Jun 2025$279.68M$233.49M$0$44.37M
Jun 2026$300.28M$250.07M$0$48.42M

Branch footprint

StateBranches
Maine1

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Loyalty ($300.30M) · Cross Valley ($299.98M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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