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Owensboro
Owensboro, KY · NCUA Charter #8988 · Federal charter · Chartered 1953
Total assets
$88.26M
Shares & deposits
$75.02M
Total loans
$36.13M
Members
6,044
Net worth
$12.55M
Branches
4
Rank: #1,932 of 4,299 U.S. credit unions by assets · #19 of 51 in Kentucky. Assets changed -1.7% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.18% |
| Loans to shares & deposits | 48.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $84.09M | $75.16M | $0 | $8.10M |
| Jun 2023 | $81.72M | $70.83M | $0 | $9.49M |
| Jun 2024 | $81.14M | $69.74M | $0 | $10.40M |
| Jun 2025 | $89.82M | $77.51M | $0 | $11.55M |
| Jun 2026 | $88.26M | $75.02M | $0 | $12.55M |
Branch footprint
| State | Branches |
|---|---|
| Kentucky | 3 |
| Tennessee | 1 |
Similar-sized credit unions
Adirondack Regional ($88.31M) · Firefighters ($88.09M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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