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Railway
MANDAN, ND · NCUA Charter #60787 · State charter, federally insured · Chartered 1954
Total assets
$211.64M
Shares & deposits
$184.36M
Total loans
$154.42M
Members
8,737
Net worth
$25.64M
Branches
3
Rank: #1,248 of 4,299 U.S. credit unions by assets · #8 of 29 in North Dakota. Assets changed 10.6% and membership 3.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.12% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.18% |
| Loans to shares & deposits | 83.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $158.49M | $137.59M | $0 | $19.99M |
| Jun 2023 | $167.65M | $146.01M | $0 | $21.57M |
| Jun 2024 | $182.57M | $159.22M | $0 | $22.57M |
| Jun 2025 | $191.44M | $166.10M | $0 | $23.98M |
| Jun 2026 | $211.64M | $184.36M | $0 | $25.64M |
Branch footprint
| State | Branches |
|---|---|
| North Dakota | 3 |
Similar-sized credit unions
Palisades ($212.22M) · Statewide ($211.35M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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