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River Valley
Ada, MI · NCUA Charter #62123 · State charter, federally insured · Chartered 1965
Total assets
$124.02M
Shares & deposits
$107.49M
Total loans
$73.70M
Members
9,121
Net worth
$15.04M
Branches
3
Rank: #1,661 of 4,299 U.S. credit unions by assets · #106 of 169 in Michigan. Assets changed 0.4% and membership -2.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.13% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 68.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $135.87M | $125.01M | $0 | $9.85M |
| Jun 2023 | $126.99M | $113.52M | $0 | $12.05M |
| Jun 2024 | $120.55M | $106.18M | $0 | $13.28M |
| Jun 2025 | $123.54M | $107.64M | $0 | $14.14M |
| Jun 2026 | $124.02M | $107.49M | $0 | $15.04M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Ingersoll-Rand ($124.26M) · One Source ($124.00M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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