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River Valley
Miamisburg, OH · NCUA Charter #97109 · State charter · Chartered 1949
Total assets
$502.28M
Shares & deposits
$434.99M
Total loans
$390.40M
Members
26,924
Net worth
$60.34M
Branches
8
Rank: #758 of 4,299 U.S. credit unions by assets · #21 of 192 in Ohio. Assets changed 1.4% and membership 2.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.01% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.22% |
| Loans to shares & deposits | 89.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $426.56M | $366.09M | $0 | $43.43M |
| Jun 2023 | $452.37M | $379.92M | $0 | $47.56M |
| Jun 2024 | $470.94M | $399.80M | $0 | $51.49M |
| Jun 2025 | $495.44M | $427.79M | $0 | $55.40M |
| Jun 2026 | $502.28M | $434.99M | $0 | $60.34M |
Branch footprint
| State | Branches |
|---|---|
| Ohio | 8 |
Similar-sized credit unions
Memphis City Employees ($502.51M) · Commonwealth One ($501.71M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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