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Credit Unions · New York

Rochester & Monroe Co Emp

Rochester, NY · NCUA Charter #817 · Federal charter · Chartered 1935

Total assets
$46.39M
Shares & deposits
$41.27M
Total loans
$26.53M
Members
4,059
Net worth
$5.08M
Branches
3
Rank: #2,454 of 4,299 U.S. credit unions by assets · #135 of 268 in New York. Assets changed 5.0% and membership -10.0% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)10.95%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.93%
Loans to shares & deposits64.3%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$28.27M$25.14M$0$3.09M
Jun 2023$27.05M$23.99M$0$3.14M
Jun 2024$25.77M$22.81M$0$3.12M
Jun 2025$44.16M$39.07M$0$4.95M
Jun 2026$46.39M$41.27M$0$5.08M

Branch footprint

StateBranches
New York3

Similar-sized credit unions

Kansas City ($46.40M) · H. E. Telephone ($46.36M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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