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Santa Rosa County
MILTON, FL · NCUA Charter #11780 · Federal charter · Chartered 1957
Total assets
$223.04M
Shares & deposits
$195.71M
Total loans
$87.54M
Members
13,791
Net worth
$30.37M
Branches
5
Rank: #1,218 of 4,299 U.S. credit unions by assets · #53 of 107 in Florida. Assets changed 5.2% and membership 0.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.62% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.62% |
| Loans to shares & deposits | 44.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.62M | $189.31M | $0 | $20.85M |
| Jun 2023 | $202.62M | $186.60M | $0 | $23.22M |
| Jun 2024 | $203.36M | $185.12M | $0 | $25.79M |
| Jun 2025 | $211.98M | $188.42M | $0 | $27.90M |
| Jun 2026 | $223.04M | $195.71M | $0 | $30.37M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 5 |
Similar-sized credit unions
Hometown ($223.14M) · Catholic & Community ($222.69M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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