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Service 1
Muskegon, MI · NCUA Charter #4038 · Federal charter · Chartered 1940
Total assets
$198.52M
Shares & deposits
$160.82M
Total loans
$140.38M
Members
21,028
Net worth
$36.84M
Branches
5
Rank: #1,288 of 4,299 U.S. credit unions by assets · #82 of 169 in Michigan. Assets changed -2.1% and membership -4.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.56% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.35% |
| Loans to shares & deposits | 87.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $192.92M | $165.41M | $0 | $27.37M |
| Jun 2023 | $197.62M | $168.00M | $0 | $29.32M |
| Jun 2024 | $200.67M | $167.81M | $0 | $32.03M |
| Jun 2025 | $202.71M | $167.55M | $0 | $33.95M |
| Jun 2026 | $198.52M | $160.82M | $0 | $36.84M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
| Missouri | 2 |
Similar-sized credit unions
Oklahoma ($198.87M) · White Eagle ($198.51M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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