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Somerville Municipal
Somerville, MA · NCUA Charter #4524 · Federal charter · Chartered 1941
Total assets
$49.02M
Shares & deposits
$39.52M
Total loans
$23.97M
Members
2,176
Net worth
$9.35M
Branches
5
Rank: #2,406 of 4,299 U.S. credit unions by assets · #69 of 121 in Massachusetts. Assets changed -4.0% and membership -4.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.08% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 60.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $52.16M | $45.01M | $0 | $7.03M |
| Jun 2023 | $49.74M | $41.97M | $0 | $7.60M |
| Jun 2024 | $49.15M | $40.72M | $0 | $8.21M |
| Jun 2025 | $51.06M | $42.04M | $0 | $8.82M |
| Jun 2026 | $49.02M | $39.52M | $0 | $9.35M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 3 |
| Texas | 2 |
Similar-sized credit unions
Marisol ($49.10M) · District Of Columbia Teachers ($49.01M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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