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South Metro
PRIOR LAKE, MN · NCUA Charter #24482 · Federal charter · Chartered 1993
Total assets
$184.83M
Shares & deposits
$173.29M
Total loans
$142.90M
Members
5,819
Net worth
$14.95M
Branches
2
Rank: #1,343 of 4,299 U.S. credit unions by assets · #30 of 80 in Minnesota. Assets changed 6.4% and membership 18.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.09% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 82.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $178.58M | $168.80M | $0 | $14.29M |
| Jun 2023 | $173.20M | $158.58M | $0 | $15.50M |
| Jun 2024 | $178.14M | $157.28M | $0 | $15.68M |
| Jun 2025 | $173.64M | $161.30M | $0 | $15.43M |
| Jun 2026 | $184.83M | $173.29M | $0 | $14.95M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 2 |
Similar-sized credit unions
Members' Advantage ($185.16M) · Miami Postal Service ($184.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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