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Southcoast
New Bedford, MA · NCUA Charter #22426 · Federal charter · Chartered 1976
Total assets
$58.96M
Shares & deposits
$47.97M
Total loans
$36.60M
Members
4,298
Net worth
$7.31M
Branches
6
Rank: #2,269 of 4,299 U.S. credit unions by assets · #65 of 121 in Massachusetts. Assets changed -1.7% and membership -2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.40% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.26% |
| Loans to shares & deposits | 76.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $58.74M | $49.71M | $0 | $5.69M |
| Jun 2023 | $69.68M | $57.62M | $0 | $7.64M |
| Jun 2024 | $66.08M | $53.18M | $0 | $7.84M |
| Jun 2025 | $60.00M | $48.02M | $0 | $8.07M |
| Jun 2026 | $58.96M | $47.97M | $0 | $7.31M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 6 |
Similar-sized credit unions
Simplot ($59.01M) · Brewery ($58.82M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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