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Southern Chautauqua
Lakewood, NY · NCUA Charter #9107 · Federal charter · Chartered 1954
Total assets
$163.11M
Shares & deposits
$134.77M
Total loans
$115.81M
Members
21,498
Net worth
$28.67M
Branches
10
Rank: #1,440 of 4,299 U.S. credit unions by assets · #68 of 268 in New York. Assets changed 1.3% and membership 5.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.58% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.16% |
| Loans to shares & deposits | 85.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $129.29M | $110.50M | $0 | $19.04M |
| Jun 2023 | $141.44M | $120.45M | $0 | $20.55M |
| Jun 2024 | $151.23M | $126.58M | $0 | $23.13M |
| Jun 2025 | $160.96M | $134.70M | $0 | $25.92M |
| Jun 2026 | $163.11M | $134.77M | $0 | $28.67M |
Branch footprint
| State | Branches |
|---|---|
| New York | 10 |
Similar-sized credit unions
The Focus ($163.22M) · Torrance Community ($162.93M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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