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St. Francis X
Petoskey, MI · NCUA Charter #7219 · Federal charter · Chartered 1951
Total assets
$268.77M
Shares & deposits
$231.20M
Total loans
$148.72M
Members
10,085
Net worth
$37.32M
Branches
4
Rank: #1,106 of 4,299 U.S. credit unions by assets · #68 of 169 in Michigan. Assets changed 7.3% and membership 1.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.89% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.02% |
| Loans to shares & deposits | 64.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $224.15M | $197.09M | $0 | $27.91M |
| Jun 2023 | $227.37M | $192.08M | $0 | $30.13M |
| Jun 2024 | $235.75M | $203.44M | $0 | $32.01M |
| Jun 2025 | $250.39M | $215.50M | $0 | $34.13M |
| Jun 2026 | $268.77M | $231.20M | $0 | $37.32M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 4 |
Similar-sized credit unions
People'S Community ($269.07M) · Advantage One ($268.11M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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