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Credit Unions · U.S. Virgin Islands
St. Thomas
Charlotte Amali, VI · NCUA Charter #7970 · Federal charter · Chartered 1952
Total assets
$90.02M
Shares & deposits
$70.29M
Total loans
$39.71M
Members
8,984
Net worth
$21.15M
Branches
2
Rank: #1,915 of 4,299 U.S. credit unions by assets · #1 of 5 in U.S. Virgin Islands. Assets changed 1.0% and membership 2.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 23.49% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.19% |
| Loans to shares & deposits | 56.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $82.15M | $65.31M | $0 | $18.98M |
| Jun 2023 | $82.55M | $66.93M | $0 | $19.97M |
| Jun 2024 | $87.15M | $69.01M | $0 | $21.23M |
| Jun 2025 | $89.09M | $69.76M | $0 | $20.72M |
| Jun 2026 | $90.02M | $70.29M | $0 | $21.15M |
Branch footprint
| State | Branches |
|---|---|
| U.S. Virgin Islands | 1 |
| Alabama | 1 |
Similar-sized credit unions
Americo ($90.21M) · Goetz ($89.60M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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