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Steuben Citizens
BATH, NY · NCUA Charter #6225 · Federal charter · Chartered 1949
Total assets
$35.76M
Shares & deposits
$30.63M
Total loans
$9.47M
Members
2,586
Net worth
$4.36M
Branches
3
Rank: #2,689 of 4,299 U.S. credit unions by assets · #151 of 268 in New York. Assets changed 2.9% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 30.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.77M | $32.49M | $0 | $4.25M |
| Jun 2023 | $35.98M | $31.56M | $0 | $4.24M |
| Jun 2024 | $35.04M | $30.85M | $0 | $3.98M |
| Jun 2025 | $34.77M | $30.33M | $0 | $4.12M |
| Jun 2026 | $35.76M | $30.63M | $0 | $4.36M |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
| Michigan | 1 |
| Utah | 1 |
Similar-sized credit unions
Transport ($35.82M) · Noda ($35.75M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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