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Tct
BALLSTON SPA, NY · NCUA Charter #12957 · Federal charter · Chartered 1959
Total assets
$295.62M
Shares & deposits
$267.30M
Total loans
$215.07M
Members
14,593
Net worth
$27.95M
Branches
4
Rank: #1,054 of 4,299 U.S. credit unions by assets · #50 of 268 in New York. Assets changed 4.1% and membership 0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.45% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.58% |
| Loans to shares & deposits | 80.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $295.43M | $266.17M | $0 | $23.75M |
| Jun 2023 | $302.06M | $253.27M | $0 | $25.66M |
| Jun 2024 | $299.50M | $241.62M | $0 | $25.89M |
| Jun 2025 | $284.11M | $261.61M | $0 | $26.69M |
| Jun 2026 | $295.62M | $267.30M | $0 | $27.95M |
Branch footprint
| State | Branches |
|---|---|
| New York | 4 |
Similar-sized credit unions
Holyoke ($296.36M) · Alive ($295.50M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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